Mafia III: Definitive Edition

Mafia III: Definitive Edition

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Insurance Risk

Insurance Risk

Escaped a Police Zone after being chased for 2 minutes

30.3%

How to unlock the Insurance Risk achievement in Mafia III: Definitive Edition - Definitive Guide

This achievement can be done at the very beginning of the game as soon as you have control of Lincoln and can move around New Bordeaux. The video below shows the achievement being obtained in the very early "A Taste of the Action" side mission where we are supposed to drive Ellis to Sammy's. So, interestingly, Ellis is with us for the achievement.

To unlock the achievement, there are three criteria that have to be met:
--Be in a Police Zone
--Be chased while driving a car for two minutes
--Escape the police zone either in the car you had been driving, on foot, or by getting out of the car and into another one

You must be in the car being chased for two minutes. If you get out of the car before the two minutes are up and continue to be chased on foot, even if the total time in the police zone is over two minutes; the achievement will not unlock. I tested this to verify it.

The below video establishes the police zone by ramming a police car. We could use any car for the chase, but we highjack the police car and use it to get another achievement:

Mafia III: Definitive EditionCode 112The Code 112 achievement in Mafia III: Definitive Edition worth 18 pointsSteal a Police car



Intentionally staying within the police cordon for over two minutes may result in a significant amount of damage to the car. Consequently, the car you had been driving may not be the best means to escape the cordon once the two minutes are up. You can get out of the car and escape on foot optionally getting into a new undamaged car. In the above video, we drive the car we had been driving into the water. This is, perhaps, the simplest way to escape because the police will not get into the water to chase Lincoln.

The faithful Ellis stays with Lincoln through all the mayhem. At the end of the above video, you'll notice a green dot behind Lincoln on the mini-map. That's Ellis. smile
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15 Oct 2016 18:16

Provided you have not advanced far in the story, there is an easy way to accomplish this. At the end of the mission "Friend in Jesus," you get in a car with Ellis and Danny. You must evade the police and return to the bar. In order to do this, you must reach the edge and escape the flashing circle, similar to GTA games.

With regard to my luck, I did the following. Drive down any number of the side streets until you lose active pursuers. Then, drive to the northern edge of the circle and stop the car, (while still inside the police radius). Start a stopwatch. Once two minutes have passed (or perhaps 2:15 to be safe), drive out of the circle. Once it disappears, the achievement should pop.

In the event that you have passed this story mission, simply attract heat in story mode, lose the police in a similar fashion and then sit in the circle for the same period of time. The same principle applies. It is simply worth noting that you DO NOT NEED TO BE ACTIVELY PURSUED during this period, you must simply be in and then escape from the flashing circle after 2 minutes.

toast
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08 Oct 2016 20:31

3 Comments
For me they abandon the search before the 2 min is up if they cant see me.
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By Zordnil on 09 Oct 2016 14:21
Huh. I suppose if all else fails you could just get them to actively chase you for two minutes. It should unlock either way.
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By CPCrookedMan on 09 Oct 2016 21:14
You don't even need to actually escape the zone, just keep them on you for 2 minutes then find an alley or something you can get out and find a place to hide out of sight, achievement pops once the circle stops flashing.
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By Calex dEUS on 10 Oct 2016 10:39
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An easy way I got this was on the level right at the beginning where you are escaping through the Mardi Gras. When you have to run down the back alley before you get to the church, just stay here an wait out the two mins, then proceed to the church. Once you get out of the blue bubble it'll pop.
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09 Oct 2016 12:33

1 Comment
Can confirm this, As i just hold the Cops back and killing them and after that i was running to car and it Unlocked
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By Kopalco on 14 Nov 2016 22:49
During the story, you will do a mission for Vito called "Get Michael Greco". Halfway through the mission you will be told to lose the cops, and a pursuit will begin. A timer comes onto the screen, giving you ten minutes. Jump on one of the highways and drive around for the 2 minutes, without losing the cops. After the two minutes is up, just do normal evasion, speeding, and changing your course, and lose the cops. The cheevo pops the minute you are out of the ring of pursuit.
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15 Oct 2016 03:10

Commit a crime and have a witness call the police. A blue zone will appear on the minimap around the scene of the crime and the police will arrive shortly. Once the police arrive and spot you, the zone will turn flashing red-blue. Let them chase you around for a couple of minutes then shake them off and exit the zone. Best to combine this with Wrecker and disable any police cars in pursuit.

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