Culdcept SAGA

Obtain all avatar parts. Avatar parts are rewarded for doing particular tasks during either story mode matches or versus mode matches. You cannot earn them in any online matches, you cannot use virtual cepters(which im not sure why they are even available in the game), you cannot edit any of the options before the level select in versus. You can edit the options after you do level select. Here is the long long list that will be the hardest achievement in the game:

Head Items -
01 Ninja Mask - Achieve victory with out paying a single toll.
02 Pirate Hat - Receive 20 tolls or more. Achieve victory.
03 Leather Helm - Pay 400G or more in a single toll. Achieve victory.
04 Dwarven Helm - Achieve victory after chaining 10 or more territories.
05 Snake Circlet - Achieve victory using a book containing only neutral creatures.
06 Cowboy Hat - Receive 3,000G or more in a single toll. Achieve victory.
07 Valkyria Helm - Achieve victory in a way other than sudden death when the enemy holds no territory.
08 Chain Helm - Fail 5 or more invasions. Achieve victory.
09 Mummy Mask - Achieve victory having obtained a total magic of at least 90,000.
10 Lions Helm - Attain a creature with 200 or more HP. Achieve victory.
11 Golden Brave - Attain a creature with 200 or more ST. Achieve victory.
12 Crown - Collect 500 cards.
13 Jester Hood - Exhaust the opponent through tolls. Achieve victory.
14 Plate Helm - Achieve victory without fighting once.
15 Wizard Hat - Achieve victory using a book containing no creature cards.
16 Goat Helm - Using a book of only "R" rarity cards obtain a total magic of at least 10,000.
17 Shogun Helm - Pay a total of 3,000G or more in tolls. Achieve victory.
18 Scale Helm - Achieve victory while you have all the dragons in play at the same time.
19 Cat Ears - Defeat a dragon with a Powder Eater. Achieve victory.
20 Squirrine Ears - Fill the map with Powder Eaters. Achieve victory.


Body Items -
01 Gladiator Mail - Complete "Santana Village" in story mode.
02 Soldier Armor - Complete "Alcyon the Imperial Capital" in story mode.
03 Storm Armor - Change all lands to air and water elements and win.
04 Magma Armor - Change all lands to fire and earth elements and win.
05 Training Coat - Complete "The Anchoress' Mansion on Mt. Etumer" in story mode. Achieve Victory.
06 Leather Armor - Pay 5 or more tolls. Achieve Victory.
07 Ninja Armor - Achieve victory in a 2v2 with your ally never paying a toll.
08 Cepter Robe - Complete "Provedin, Palace of the Sun" in story mode.
09 Chain Mail - Lose 5 or more lands. Achieve victory.
10 Lion Heart - Achieve victory with all lands at level 1.
11 Shining Robe - Complete "The Altar of Light" in story mode.
12 Darkness Robe - Complete "The Altar of Darkness" in story mode.
13 Jester Armor - Exhaust your magic and still achieve victory.
14 Snake Armor - Achieve victory using a book containing no more than 1 of any individual card.
15 Plate Mail - Pay 20 or more tolls. Achieve victory.
16 Dwarven Armor - Raise to level 5 at least one territory for each of the four elements (fire, water, earth, and air). Achieve Victory.
17 Mummy Tights - Place all idols (13) on the board and Achieve victory.
18 Scale Armor - Win a 2Vs1 match using no symbols.
19 Shogun Armor- Win a 3vs1 Match
20 Captain's Clothes - Successfully invade enemy territory 20 times. Achieve victory..

Back Items -
01 Champions Cloak - Complete "Colosseum III" in story mode.
02 Water Cloak - Using a book containing only water creatures, obtain a total magic of 10,000 or more against a story mode opponent, and achieve victory.
03 Air Cloak - Using a book containing only Air creatures, obtain a total magic of 10,000 or more against a story mode opponent, and achieve victory.
04 Earth Cloak - Using a book containing only Earth creatures, obtain a total magic of 10,000 or more against a story mode opponent, and achieve victory.
05 Fire Cloak - Using a book containing only Fire creatures, obtain a total magic of 10,000 or more against a story mode opponent, and achieve victory.
06 Neutral Cloak - Collect all neutral creature cards except "E" cards.
07 Angel Wings - On a map with no temples obtain 3,000G or more using symbols. Achieve victory.
08 Black Cat's Tail - Using a book containing only "N" cards achieve victory with a magic goal of 10,000 or more total magic.
09 Devil Wings - Achieve victory without owning territories and without using a single symbol.
10 Squirrine Tail - Using a book containing only "S" cards achieve victory with a magic goal of 10,000 or more total magic.

Hand Items -
01 Holder Blade - Complete "Alcyon the Imperial Capital" in story mode.
02 Mace - Receive 5 or more tolls. Achieve Victory.
03 Claymore - Steal land from the enemy 5 or more times. Achieve victory.
04 Blade of Culdra - Collect 1,000 cards.
05 Prismatic Wand - Collect all item cards except "E" cards.
06 Fire Shield - Collect all fire creature cards except "E" cards.
07 Tower Shield - Collect over 1,000G from tolls and have 0 items in your deck. Achieve victory.
08 Water Shield - Collect all water creatures cards except for "E" cards.
09 Air Shield - Collect all air creatures cards except "E" cards.
10 Earth Shield - Collect all earth creatures cards except "E" cards.
11 Knight Shield - Defend land from the enemy 20 times or more. Achieve victory.
12 Wizard Staff - Collect all spell cards except for "E" cards
13 Buckler - Defend land from the enemy 5 or more times. Achieve victory.
14 Trident - Achieve victory within 20 rounds other than by sudden death.
15 Storm Causer - Destroy 10 or more creatures at once. Achieve Victory.
16 Magic Shield - Achieve victory using a book with no spell cards.
17 Battle Axe - In story mode defeat story characters 50 times.
18 Vorpol Sword - Achieve victory with 3 Gearions in play at the same time.
19 Aura Blade - Defeat Story Mode opponents 100 times.
20 Masamune - Achieve a Sudden Death victory.

See this thread for an item by item walkthrough.