Island Saver

Island Saver

33 Achievements

2,000

9-13h

Xbox One
Xbox Series
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A Personal Loan

A Personal Loan

Take out a bank loan

50

21.39%

How to unlock the A Personal Loan achievement in Island Saver - Definitive Guide

Story Related - Unmissable!

As you progress through the game naturally, you will unlock the second and third islands. You will take out a bank loan as part of the game and this achievement will automatically unlock.

Remember and pay back your loan to net the Debt Free achievement for 150G also!
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13 May 2020 21:29

6 Comments
I have achieved it on the third island, on the second it was denied.
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By PATRlCK2H on 13 May 2020 23:09
Hi Patrick, it seems to be either or - mine was accepted one the second but I have mentioned it unlocking in either second or third for this reason :)
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By Czech Falcon on 13 May 2020 23:13
So my loan was denied on the second island but I assumed that was because I went with the Loan Shark instead of the bank. Did anyone get their loan denied without using the Loan Shark?
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By Spuddynutt on 26 May 2020 15:28
Yes it´s connected to that shark and his "SUPER" loan :)
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By New xDante1986 on 28 Dec 2020 21:00
I lost my chance ffs is the another chance
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By BlackWidow22940 on 11 Oct 2022 09:37
There's no reason to get the loan shark loan. He gives $50 and wants $125 in repayment. No Achievement tied to the shark.
If you mess up, just hit the options and Restart the level.
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By Oliver#21081 on 05 Mar 2023 01:51
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**UPDATED**

Bank loans will not become available until you have completed the first island. Once you arrive at the second you must take out a loan as you start with no money. If you take the loan from the loan shark as the game advises, then you will have to wait till the third island to get this, otherwise, ignore the loan shark and take the loan from the bank in island #2 and it will pop then, just wait for the one minute timer to countdown at the top and do not talk to the shark.
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13 May 2020 17:16

2 Comments
This achievement didn’t pop for me on the second island. When you start the third island, you’ll take out a loan... that’s when it popped for me
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By squirtmie on 13 May 2020 20:20
Thanks updated, as if you talk to shark it's missable on island 2
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By PURESSENCE on 14 May 2020 10:12
There are two opportunities to get this. The first is on Icecap Island, though if you choose to take the Loan Shark's offer instead, you'll have to wait until Eruption Island. 

This will pop after you take out the loan. For information on repaying said loan, check Debt Free.
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In the second episode, you will be offered for the first time to take out a loan from a bank, and while approval is being processed, a shark will contact you from whom you can take a “supposedly interest-free” loan. If you take it, the bank will not approve your loan, and you will have to pay the shark 50+75 coins
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15 May 2020 18:56

1 Comment
can be taken in the third episode
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By arriver on 17 May 2020 20:04