Island Saver

Island Saver

33 Achievements

2,000

9-13h

Xbox One
Xbox Series
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Debt Free

Debt Free

Repay a bank loan

150

18.0%

How to unlock the Debt Free achievement in Island Saver - Definitive Guide

When you unlock the second (or third depending on whether your loan was denied!) you will take out a loan as part of the story progression with the bank which you will repay on a monthly basis.

Make sure you pay the loan back on time, the game will prompt you if you want to pay early.

Once you have paid back the loan and included interest, this achievement will pop.

You will likely not finish the island before the loan is finished, so I would take it easy and breeze through the other achievements while you pay the loan off over time.
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13 May 2020 23:16

6 Comments
Although unlikely, is it possible to finish the game before repaying the bank loan?
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By ztau on 14 May 2020 13:29
I finished the game early and still had to make three payments. I sat at the final gate and waited for the payments to be due.
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By ThatOneTexan on 14 May 2020 14:41
Definitely agree on taking your time on the last island. I finished the island and still had three repayments to make. Had to just wait by the end for a while.
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By Notorious Kiwi on 15 May 2020 06:11
In case anyone was wondering, paying the cheaper price when offered still counts for the full amount
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By paramoreRyan on 05 Jul 2020 05:51
Yup, that's true - I always paid early (as you should in real life!) and got the benefit of a cheaper loan AND this easy achievement :rofl:
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By Czech Falcon on 17 Jul 2020 23:54
It depends entirely on luck if you’re getting the loan approved on Island 2, however I completed the game in 4 hours plus a little idling and I took and completed the loan before the end of the Third Island as well.
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By Czech Falcon on 16 May 2020 13:25
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On Icecap Island, you will take out a loan of 50, and, provided you went with the bank option, you'll pay 55 back. On Eruption Island, you will take out a loan of 200 and pay 220 back by default. You will pay in instalments every '30 days' as shown by the calendar on the screen. You will get the option to pay 5 days early for a discount on your instalment, but if you don't have enough after the 30 days you will have to pay extra whenever you can afford it. Once the loan is fully repaid, this will pop.
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according to the plot, at the beginning of the second island you will be offered to take out a loan for 50 doubloons to upgrade a vacuum cleaner gun, little by little, every in-game month we pay off the debt and get a trophy.

PS and we refuse the offer of a discount on redemption, which will be displayed 5 days before the deadline, this way you can get the trophy a little faster, because... instead of 6 doubloons we will pay 11
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16 May 2020 12:56